Our Services

Please find below a list of the services we provide and a brief introduction to each financial product area. Our highly experienced team of financial advisers would be happy to discuss your requirements so please do contact us for an informal discussion to see how we might be able to help you.

Investments

Whatever level of wealth you have acquired, it is important to take the time to manage and nurture it while protecting it from the risks of erosion through taxation, poorly performing investments, and inflation.

Fairway consider your stage in life, circumstances, and your future life plans.  We then develop a suitable strategy, based on your particulars and your risk profile.

THE VALUE OF INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.

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Pensions

There is no doubt that the sooner you start contributing towards your retirement the better your retirement will be.

More than any other form of savings, pensions benefit from significant tax breaks which will help your savings to grow quicker.

As with all finances, it is well worth taking time to ensure your existing arrangements are on track to provide you with a secure and comfortable retirement.  Fairway can review your current pension/s and provide you with a personalised plan for your retirement.

Please note:

  • A pension is a long-term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
  • Pension savings are at risk of being eroded by inflation.
  • The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.

THE VALUE OF PENSIONS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.

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Mortgages

For most people, your home will be the largest single investment you will ever make, so picking the wrong mortgage can be a very expensive mistake.

The wrong product could end up costing you thousands of pounds more over the lifetime of the loan and often what seemed the cheapest option on day one may not prove to be over the long-term.

Current mortgage rates mean it is wise to look at your mortgage every few years, particularly at the end of any fixed period. With a bewildering number of mortgage types available to select from it well worth getting advice and guidance from an expert to ensure you get the most appropriate mortgage for your current needs and circumstances. Give us a call on 020 8941 4175 ask for an appointment with one of our advisers.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Protection

There is a clear need for a family to be covered against the potential for unforeseen events that could reduce or even eliminate the family’s ability to maintain its established lifestyle.

Fairway IFA Ltd can help to ensure that you and your family are covered for any scenario and put the proper legal structure in place to ensure policy payments are directed to you or your beneficiaries in the most efficient way.

Fairway provides advice on a range of protection plans, including mortgage protection, life assurance, income protection, and critical illness cover.

As Independent Financial Advisers, we guide our clients through the whole protection market and source the most suitable plans available to meet their requirements.

Equity Release

For many retirees, the main home is the largest asset and whilst we all would love to pass this money on to our dependants, it is rarely sensible to live on a low income in retirement just to pass your assets on.

Equity Release allows those over the age of 55 years old to unlock some of the value in their home. You can consider this option even if you still have a mortgage on your property. Equity Release is essentially borrowing against the value of your property.

Whether equity release is the right option for you depends on individual circumstances, lifestyle and financial goals. This is something we would talk with you about in much greater depth, we would explain the options available to you and to help you reached an informed decision.

EQUITY RELEASE, LIFETIME MORTGAGES & HOME REVERSION PLANS WILL REDUCE THE VALUE OF YOUR ESTATE AND CAN AFFECT YOUR ELIGIBILITY FOR MEANS TESTED BENEFITS.

HOME REVERSION PLANS AND LIFETIME MORTGAGES ARE COMPLEX PRODUCTS. A LIFETIME MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION. EQUITY RELEASE WILL REDUCE THE VALUE OF YOUR ESTATE AND MAY AFFECT YOUR ENTITLEMENT TO MEANS TESTED BENEFITS.

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Call us today on

020 8941 4175

or complete our short enquiry form
and we'll be pleased to help you.

Fairway Independent Financial Advisers Ltd, Fairway House, 127 Walton Road, East Molesey, Surrey, KT8 0DT

Privacy Notice

 

Company Address: - Fairway House, 127 Walton Road, East Molesey, Surrey, KT8 0DT.

Fairway IFA LTD. Registered office Fairway House, 127 Walton Road, East Molesey, Surrey, KT8 0DT. Registered in England & Wales No. 4100814.

Fairway IFA ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No 737373.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS'). Please see the following link for further details:
http://financial-ombudsman.org.uk/